PAYE employee financially affected by coronavirus?

Are you worried about paying your mortgage or rent?

YES
NO

If you have a mortgage, you might be able to get a payment holiday. So you don't have to pay your mortgage for up to 3 months.
Whilst renters haven't been given any specific help from the government, you might be able to negotiate reduced rent or a payment holiday with your landlord. We'll explain how at the end.

Ok great, as that's the biggest expense for most people. So good that you're still able to pay it.

Are you worried about paying essential bills (like gas, electricity or council tax)?

YES
NO

Get in touch with your energy provider to see if they can reduce your bills. Or see if you can get a better deal with a different provider.
If you're struggling to afford your council tax, get in touch with your council and tell them you need to adjust your payments for a while until you have more money coming in.

Good that you have all the essentials covered. That will remove a lot of stress.
Council tax is actually a priority bill (and if you miss a monthly payment, your council could charge you the whole amount in one go). So if you are worried about missing a future payment, get in touch with the council.

Any difficulties paying for food or other living costs?

YES
NO

Sorry that you're struggling. That must be really stressful. We'll give you links at the end to local foodbanks. You should also contact your local council - they can provide one-off payments to help.
If you normally get free school meals, we'll explain how to get money towards food for the children whilst they're off school.

Ok, so generally you're fine in terms of your living costs. Let's just check how you are financially.

Are you worried about being able to manage any debts?

YES
NO

We know that debts can be a worry, especially if you're getting less money coming in at the moment. The good news is that banks are generally being helpful.
We'll include details in your plan.

It seems like you are doing ok financially, which is really good to hear.

Do you pay for any childcare, travel, or subscriptions that you're not using?

YES
NO

You might be able to get refunds if you've prepaid for childcare or travel.
Check if you can cancel subscriptions (just watch out for any early termination fees).

It seems like you're ok on these types of costs.

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Help with paying your mortgage, rent or other costs app

Where to get help with paying your mortgage, rent or other costs

Just answer a few questions to get your personalised plan.
Helping you see what help is available and how to get it.

Help with mortgage, rent, bills

Where to get help with paying your mortgage, rent or other costs

Just answer a few questions to get your personalised plan. Helping you see what help is available and how to get it.

Help with mortgage, rent, bills

Want even more?

Just answer a few questions to get your personalised plan.
Helping you see what help is available and how to get it.