Even if it feels overwhelming right now, you can get out of debt. You've already taken the first step.
If you're worried about debt, or looking for help paying off debt, then please know that you are not alone. Many of us are in the same position. So we've put together some free debt advice, to help you.
All of the steps in this plan are things you can start doing today. Our members tell us that starting a debt management plan changed how they felt about their situation and gave them hope and confidence.
So whether your debts come from loans or credit cards, follow the steps below to get you back on track.
Steps 1 - 3: A plan that works for you
Step 1 List all your debts
To clear your debts, you need to know what your dealing with. That means listing out everything you owe.